The Pradhan Mantri Awas Yojana (PMAY) is a government scheme, the main of this scheme is to provide affordable housing to people across India who are urban poor or middle class. This is the second phase of PMAY 2.0 Apply Online. Through this scheme government will ensure that every family in India has a pucca house with basic facilities like water, electricity, and sanitation. This scheme mainly focuses on helping the urban poor, lower-income groups, and middle-income groups through providing financial assistance. This article will explain everything you need to know about PMAY 2.0 Urban and how you can apply online so keep reading.
Contents
About PMAY 2.0 Urban 2025
PMAY 2.0 Urban 2025 is the second phase of the original scheme Pradhan Mantri Awas Yojana (Urban), which was launched back in 2015. The main aim is to provide affordable housing especially for those living in urban areas without proper shelter. This scheme works in different ways to help people, either they want to build their own house, buy a new one, or renovate an existing one. The main focus of government is on Economically Weaker Section, Lower Income Group, and Middle Income Group.
This PMAY 2.0 version comes with better benefits, a smoother online application system, and with a wider range to cover everyone. Through this government will provide housing loans, subsidies and try to give ownership more affordably to everyone.
Objective of PMAY 2.0 Apply Online
The main purpose of launching the PMAY 2.0 Apply Online system is to make the entire process easier for the applicants. They do not need to run around offices and filling out forms manually, now people can easily apply for the scheme from their mobile phone or computer system as per the availability. It will save their efforts, time and avoids unnecessary paperwork, and ensures that applications are submitted without any delays. It will also allow applicants to track the status of their submission and check whether they have been selected or not. In short, the online system has made to make things simpler and easier for every eligible family.
Short Overview of PMAY 2.0 Apply Online
| Scheme Name | radhan Mantri Awas Yojana – Urban (PMAY 2.0) |
| Launched by | Government of India |
| Purpose | To provide financial assistance for affordable housing in urban areas |
| Eligible Group | EWS, LIG, MIG-I, MIG-II |
| Mode of Application | Online |
PMAY 2.0 Apply Online 2025
- Go to the official website: Open https://pmaymis.gov.in.
- Select the option as per your income group and “Apply for PMAY 2.0”.
- Enter your Aadhaar number
- Fill in your personal details like Name, address, income, family members, etc.
- After reviewing all details click on submit
- Note down your application number to tack the status in future.
Benefits of PMAY 2.0 Apply Online 2025
- There are several benefits of applying for PMAY 2.0 online in 2025
- All eligible applicants will get subsidy of up to ₹2.67 lakh under the Credit Linked Subsidy Scheme.
- You can apply easily from your mobile or laptop without standing in long lines
- This online process is more simple, quicker and time saving for everyone.
- You can easily track your application status too.
- The scheme covers families from EWS, LIG, MIG-I, and MIG-II categories.
Eligibility Criteria
The applicant must not already own a permanent house in any part of India in your name or any family member’s name.
You should belong from one the income categories:
- EWS: Annual income up to Rs3 lakh
- LIG: Annual income in between Rs3 lakh – Rs6 lakh
- MIG-I: Annual income in between Rs6 lakh – Rs12 lakh
- MIG-II: Annual income in between Rs12 lakh – Rs18 lakh
Salient Features
- It will provide affordable house for all eligible families living in cities.
- You will get Subsidy on home loan interest which will reduce the total cost of house.
- This scheme coverage includes all urban areas
- Women empowerment as female ownership is promoted
Required Documents
- Aadhaar Card
- Income certificate
- Bank account details
- Identity proof
- Address proof
- Photograph
- Caste certificate or minority certificate
Helpline Number
- Toll-Free Helpline Number: 1800-11-6446
FAQs
Do I need to visit any office after applying online?
No you can track your application online.
Can both husband and wife apply separately?
No. Only one application per family is allowed
Is there a deadline to apply in 2025?
The government usually announces deadlines, but it’s best to apply as early as possible in 2025.
Khushi Singh
Khushi Singh is a content writer with 3 years of experience in government schemes. She writes simple and helpful articles that guide people to understand and benefit from public welfare programs.