As we all know that the Government of Jharkhand state has previously launched a Health Insurance Initiative known as Jharkhand Aubua Swasthya Suraksha Yojana, in which the Government aims to provide health insurance of up to INR 15 Lakhs for all the eligible citizens across the state. Now the Government has released the Jharkhand Abua Swasthya Card for all the citizens who got selected as beneficiaries under this scheme. All those citizens who have registered themselves under this initiative can simply visit the Official Website and download the beneficiary card online. With the help of this card, citizens will be able to get cashless treatments easily.
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What is Jharkhand Abua Swasthya Suraksha Yojana?
The Government of Jharkhand state has launched this impactful health insurance initiative known as Jharkhand Abua Swasthya Suraksha Yojana in 2004, aiming to provide health insurance support to all the eligible residents of Jharkhand. Under this scheme, the Government aims to provide quality, affordable, and cashless healthcare services to Jharkhand residents, along with providing access to advanced medical treatments and protecting them from high medical expenses. The Government of Jharkhand has allocated a total budget of INR 116 Crores for the implementation of this scheme. As per the reports stated by the Officials, this initiative targets about 33.44 families across the Jharkhand state.
Objective of Jharkhand Abua Swasthya Card
The main objective behind this Jharkhand Abua Swasthya Card is to provide ease for all the beneficiaries under the Jharkhand Abua Swasthya Suraksha Yojana. With the help of this card, citizens will be able to get Health Insurance of up to INR 15 Lakh and cashless treatments across both Private and government-aided hospitals. Under this scheme, the Government aims to provide affordable, quality and cashless healthcare services to the residents of Jharkhand.
Jharkhand Abua Swasthya Card Download
- Applicants have to visit the Official Website of the scheme at bis.jharkhand.gov.in.
- Now, on the homepage, you have to click on the Beneficiary option.
- Now you have to get logged in by entering your Registered Mobile Number & OTP.
- After logging in, you have to enter your Ration Card Number and click on the Search option.
- If your KYC has already been completed, then you’ll see the option to Download the Card.
- Click on the option called as Download the Card.
Short Highlights of the Jharkhand Abua Swasthya Suraksha Yojana
| Launched By | Government of Jharkhand |
| Launch Year | 2024 |
| Objective | Provide cashless health coverage to residents not covered by central scheme. |
| Health Cover | Up to ₹15 lakh per family annually. |
| Target Beneficiaries | ~33.44 lakh families (ration card holders). |
| Treatment | Cashless at empaneled hospitals (govt. & pvt., in/out of state). |
| Coverage Includes | Secondary & tertiary care, critical illnesses, pre-existing diseases. |
| Cost to Beneficiary | Free registration and no subscription fees. |
| Portal Link | bis.jharkhand.gov.in |
Eligibility Criteria
- Applicant must be a permanent resident of Jharkhand State.
- The Family must possess a valid NFSA Ration Card.
- There is no Age Limit for the beneficiaries for this Card.
Documents Required
- Aadhar Card
- Ration Card
- Mobile Number
- Residential Proof
Health Coverage
| Coverage Aspect | Details |
|---|---|
| Annual Coverage Limit | ₹15 lakh per family per year |
| Coverage Type | Family-floater basis (the limit applies to the whole family collectively) |
| Treatment Level | Secondary and Tertiary healthcare |
| Scheme Type | Cashless and paperless |
| Diseases Covered | Comprehensive coverage for general treatments, critical illnesses, diabetes, blood pressure, dialysis, and surgeries. |
| Pre-existing Diseases | Covered from day one of enrollment |
| Hospital Network | Empaneled government and private hospitals in Jharkhand and other states |
| No Age Limit | All family members listed on the ration card are covered regardless of age |
FAQ’s
What is the Abua Swasthya Card scheme?
It is a state-funded health insurance scheme providing cashless healthcare services to residents of Jharkhand.
Who is eligible for the Abua Swasthya Card?
Permanent residents of Jharkhand who hold a valid Pink, Yellow, or Green ration card and are not covered under the central Ayushman Bharat scheme.
Can I apply if I am already covered by Ayushman Bharat?
The scheme primarily targets those left out of the Ayushman Bharat scheme.
What is the coverage amount provided?
Up to ₹15 lakh per family annually on a family-floater basis.
What illnesses and treatments are covered?
Secondary and tertiary care, critical illnesses (e.g., cancer, heart surgery), and various surgeries (2,322 packages).
Are pre-existing diseases covered?
Yes, all pre-existing medical conditions are covered from day one.
Can I get treatment at private hospitals?
Yes, at all empaneled government and private hospitals in Jharkhand and other states.
What documents are required to apply?
Aadhaar Card, Ration Card, and an active mobile number.
Where can I apply for the card?
Online through the official portal at bis.jharkhand.gov.in or at a local CSC center.
Is there a fee for registration?
No, registration and subscription are completely free.
Khushi Singh
Khushi Singh is a content writer with 3 years of experience in government schemes. She writes simple and helpful articles that guide people to understand and benefit from public welfare programs.