The Ladki Bahin Yojana is a welfare scheme launched by the government with the aim to support women, especially those who are from a financially weak background and economically weaker sections of society. This scheme was officially launched on 4th September 2025 at the bank’s head office in Fort, in the presence of BJP leader and MLA Pravin Darekar. One of the most important parts of this scheme is the Loan Scheme, which is specially designed for the beneficiaries of Ladki Bahin Yojana so they can start their own small businesses or become self-employed and financially independent. Under this new loan scheme, eligible women can now avail loans of up to ₹1 lakh at zero interest rates.
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Objective of the Loan Scheme for Ladki Bahin Beneficiaries
This Ladki Bahin Yojana Scheme has been made while keeping in mind that women struggle every day, they want to do something on their own but don’t have enough money to start. So, the main objective of this scheme To financially support women who want to start their own business and To make sure that women who belong to economically weaker section can become self-reliant and don’t have to depend on others by providing easy and interest-free or low-interest loans so that repayment is not become a burden on them.
It will also reduce unemployment among women and create opportunities for them to earn a regular income. So, the overall goal is to empower women economically, and give them a chance to improve their living condition.
How to Apply for the Loan Scheme for Ladki Bahin Beneficiaries
- Visit the official website of Mumbai Bank
- click on the section “0% Loan Scheme for Ladki Bahin yojana scheme“.
- Log in with using your Aadhaar-linked mobile number and enter your Ladki Bahin Yojana beneficiary ID.
- Fill your personal details, bank account number, and loan amount required (up to ₹1 lakh).
- Upload necessary document’s scanned copy Aadhaar, bank passbook, and Ladki Bahin Yojana beneficiary proof.
- Submit the form and note the application number for tracking.
- If you are applying offline
- Offline applications will also be accepted through Mumbai Bank branches, where beneficiaries can fill up a loan form and submit documents directly.
Benefits of the Loan Scheme for Ladki Bahin Beneficiaries
- Women will get Low or Zero Interest Loans means The loans are either interest-free or have very low interest rates, which makes repayment easier and not create burden on them.
- There is no need to submit any kind of collateral security or property to get the loan.
- The application process is simple and doesn’t require too many formalities.
- Women will get financial freedom through this money and start something on their own.
Eligibility Criteria
- Applicant must be a woman and a resident of the Mumbai
- Applicant must be 18 years or older.
- Applicant should belong to a low-income group or have a BPL (Below Poverty Line)
- They must be a beneficiary of the Ladki Bahin Yojana (already registered or approved).
Short Overview of the Loan Scheme for Ladki Bahin Beneficiaries
| Scheme Name | Loan Scheme for Ladki Bahin Beneficiaries |
| Launched by | State Government of Maharashtra. |
| Year | 2025-26 |
| Objective | To provide loans up to ₹1 lakh at 0% interest rates. |
| Benefit | Rs. 1 lakh. |
| Beneficiaries | Women Residents |
| Mode of Application | Online |
| Official website | – |
Required Documents
- Aadhaar Card
- Residential Proof
- Income Certificate
- Bank Account Passbook
- Passport-size Photographs
- BPL Card or Ladki Bahin Yojana ID
Helpline Number
- You can connect with the nearest women welfare department, Lok Seva Kendra, or Panchayat office
FAQs
When was the scheme launched?
It was launched on 4th September 2025 at Mumbai Bank’s head office in Fort, Mumbai.
Can I apply offline if I don’t have internet access?
Yes, Offline applications will also be accepted through Mumbai Bank branches
Khushi Singh
Khushi Singh is a content writer with 3 years of experience in government schemes. She writes simple and helpful articles that guide people to understand and benefit from public welfare programs.